King Midas Privacy Policy
Effective Date: November 21, 2025
This Privacy Policy explains how KingMidas (“KingMidas,” “we,” “our,” or “us”) collects, uses, shares, and protects your information when you use KingMidas.io, our applications, or any related services (collectively, the “Service”).
By using the Service, you agree to the practices described here. If you do not agree, please do not use KingMidas.
This Privacy Policy explains how KingMidas (“KingMidas,” “we,” “our,” or “us”) collects, uses, shares, and protects your information when you use KingMidas.io, our applications, or any related services (collectively, the “Service”).
By using the Service, you agree to the practices described here. If you do not agree, please do not use KingMidas.
Our Company Information
KingMidas
1 Sansome St, Suite 1400
San Francisco, CA 94104
United States
A Delaware corporation doing business in California.
1 Sansome St, Suite 1400
San Francisco, CA 94104
United States
A Delaware corporation doing business in California.
Information We Collect
We collect the following types of information:
A. Information You Provide
- Name
- Email address
- Password or login information
- Account activation details
- Payment information (processed by Stripe)
- Customer support messages
- Any information you choose to provide
B. Financial Information (via Plaid)
When you connect your financial accounts through Plaid,
you authorize Plaid to share with us:
you authorize Plaid to share with us:
- Account names and types (checking, savings, investment, etc.)
- Balances
- Transactions
- Investment holdings and activity
- Institution names
- Other financial data permitted by Plaid
- Any information you choose to provide
We do not receive or store your banking credentials. Plaid
handles credential entry and authentication.
handles credential entry and authentication.
C. Usage Data
We collect information automatically when you use the Service, such as:
- Device type and operating system
- Browser type
- IP address
- Pages viewed
- Buttons clicked
- Time spent on the Service
- Referral sources
- App performance data
D. Subscription & Payment Data
Payment processing is handled by Stripe. Stripe may collect:
- Credit/debit card details
- Billing address
- Subscription status
- Payment history
We do not store full payment card numbers.
E. AI Interaction Data
If you use features powered by AI, we may collect:
- Inputs you submit
- Output generated by AI
- Usage patterns
AI outputs may be inaccurate and should not be relied on for financial decisions.
How We Use Your Information
We use your information to:
- 1. Provide, maintain, and improve the Service
- 2. Generate your financial insights and analytics
- 3. Calculate your KingMidas Score
- 4. Process subscription payments
- 5. Determine eligibility for promotional rewards
- 6. Detect and prevent fraud
- 7. Provide customer support
- 8. Communicate with you about updates, features, and account changes
- 9. Comply with legal obligations
- 8. Communicate with you about updates, features, and account changes
We do not sell personal information.
We share your information only with essential service providers, including:
A. Plaid
Used for securely connecting your financial accounts and retrieving financial data.
B. Stripe
Used for subscription billing and reward payouts.
C. Service Providers
We may share information with vendors who help with:
- Hosting and storage
- Email communications
- Customer support tools
- Analytics
- Security
These providers only receive the minimum data necessary to perform their functions.
D. Legal Requirements
We may disclose information if required by:
- Law
- Regulation
- Court order
- Government request
- To protect KingMidas or our users
We do not share financial data with advertisers.
Your Choices and Rights
You can:
A. Update Your Information
You may update your account information in your profile settings.
B. Disconnect Financial Accounts
You can disconnect accounts linked through Plaid at any time.
C. Request Data Deletion
You may contact us to request deletion of your KingMidas account and data, subject to legal retention requirements.
D. Opt Out of Emails
You may unsubscribe from marketing emails at any time.
Transactional emails (billing, security, account changes) will still be sent.
D. Access Your Data
You may request a copy of your personal data.
We use cookies and similar technologies to:
- Remember your preferences
- Keep you logged in
- Measure usage and performance
- Improve the Service
You may disable cookies in your browser, but some features may not work properly.
How We Protect Your Data
We use industry-standard security measures to protect your information, including:We use cookies and similar technologies to:
- Encryption in transit and at rest
- Secure hosting environments
- Access controls
- Monitoring and logging
However, no system is completely secure. You use KingMidas at your own risk.
Retention
We keep your data only as long as needed to provide the Service or comply with legal obligations. When no longer needed, we securely delete or anonymize it.We share your information only with essential service providers, including:
Children’s Privacy
KingMidas is not intended for individuals under 18.
We do not knowingly collect personal information from minors.
If we discover such data, we will delete it.
We do not knowingly collect personal information from minors.
If we discover such data, we will delete it.
Financial Score and Credit Laws
The KingMidas Score is an educational financial wellness score only. It is not:
- A credit score
- A consumer report
- A FICO score
- Used for lending, insurance, housing, or employment decisions
KingMidas is not a consumer reporting agency and does not fall under the Fair Credit Reporting Act (FCRA).
Third-Party Links
The Service may contain links to third-party websites.
We are not responsible for their policies, practices, or content.
Use third-party sites at your own risk.
We are not responsible for their policies, practices, or content.
Use third-party sites at your own risk.
AI and Automated Decisioning
KingMidas uses AI to generate insights. AI outputs may:
- Be inaccurate or incomplete
- Misinterpret data
- Not reflect real-time conditions
AI content is not financial advice.
You should verify important information before acting on it.
California Privacy Rights (CCPA/CPRA)
If you are a California resident, you have the right to:
- Know what categories of data we collect
- Access your personal information
- Request deletion
- Correct inaccurate information
- Opt out of data “sales” (we do not sell data)
- Limit use of sensitive data (we only use it to provide the Service)
You may exercise these rights by contacting support@kingmidas.io.We do not discriminate against users who exercise their privacy rights.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
If changes are significant, we will notify you through the Service or by email.
Continued use of KingMidas means you accept the updated policy.
If changes are significant, we will notify you through the Service or by email.
Continued use of KingMidas means you accept the updated policy.
Contact Us
If you have questions about this Privacy Policy or your data, contact us at:
support@kingmidas.io
KingMidas
828 Taylor Street
San Francisco, CA 94108
We share your information only with essential service providers, including:
support@kingmidas.io
KingMidas
828 Taylor Street
San Francisco, CA 94108
We share your information only with essential service providers, including: